Local Relief Resources

SBA Coronavirus Relief Options

In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak.

  • Paycheck Protection Program (Deadline August 8, 2020)
  • Economic Injury Disaster Loan
  • SBA Express Bridge Loans
  • SBA Debt Relief
Small Business PPP Application Tip
If anyone you know has experienced difficulty applying PPP or other programs through big banks, try working with smaller banks/lenders. SBA certified lenders: www.sba.gov/paycheckprotection/find
For application assistance (one-on-one counseling), please reach out LaGuardia Community College SBDC at sbdc@lagcc.cuny.edu. They help businesses citywide and have been working closely with SBA to assist small businesses.  他們有職員會說中文。

 

美國聯邦小企業部(紐約辦公室)關於新冠病毒災難協助中文網上會議總結

自從COVID-19新冠病毒肺炎在美國大爆發之後,很多地方都紛紛頒布了“封城令”,限制了民眾出行和人員的流動,以減緩病毒的傳播。但封城令帶來的影響之一就是經濟的停滯,尤其對於很多小型企業來說,停擺的經濟對他們是嚴重的打擊。美國的重災區紐約更是全美“震中中的震中”,很多華人小企業主更是叫苦連天。

有見及此,美國聯邦小企業部紐約辦公室(U.S. Small Business Administration New York Office,下簡稱SBA)為了能幫助小企業主們度過這次的難關,今天中午剛剛召開了線上視像會議。由經濟發展中文專員郭曼麗女士(Man-Li Lin)全程以中文講解,向所有參與的線上觀眾提供了申請貸款和援助細節。今天的視像會議除了邀請到紐約市第一選區市議員陳倩雯女士(Margaret Chin)以及紐約華埠共同發展機構及華埠商業改進區總監陳作舟先生(Wellington Chen)做客之外,還有多達80名民眾參與,反應非常積極!

 

小型企业业主冠状病毒援助、救济和经济安全法案指南

2020年3月27日星期五,《冠状病毒援助、救济和经济安全法案》(CARES Act)正式签署生效。此项立法的目的是为受到新型冠状病毒肺炎疫情影响的个人和企业提供经济救济。

 

NYC Office of the Comptroller COVID-19 Resource Center – Small Businesses

This page has has information about programs and assistance available to small businesses to help them navigate this crisis.

 

市長移民事務辦公室(NYC Mayor’s Office of Immigrant Affairs – MOIA)

如果您有关于移民的问题,或者想知道在 COVID-19 疫情期间如何获得城市服务,请致电 212-788-7654,此热线电话周一至周五,早上 9 点至下午 5 点开通,或者您可以发送电子邮件至 AskMOIA@cityhall.nyc.gov

 

Coronavirus NYC Food Resource Guide: Lower East Side/Chinatown

Resource guide with the following information: meals for children, meals for seniors, retail food stores and their delivery/benefits policies, local food pantries and soup kitchens, resources for homeless people, resources for immigrant populations and resources for people with disabilities.

 

Food Donation & Website Assistance

Heart of Dinner (formerly Table to Table NYC)

Heart of Dinner is a relief effort hub cooking hot lunchbox donations for those most vulnerable in/near the Chinatown area with a heavy focus on the homebound elderly.

Send Chinatown Love

Send Chinatown Love builds personal webpages for merchants to help them collect donations and sell gift cards.

Welcome to Chinatown

Welcome to Chinatown supports local Chinatown, NY restaurants by providing a platform to generate sales through gift cards during the dining restrictions as a result of COVID-19. Welcome to Chinatown will train businesses on how to set up and maintain gift cards if they do not have an existing system.

 

Assistance & Counseling

Asian Americans for Equality

Unemployment application assistance and job search (亞洲人平等會失業申請援助和求職)

  • AAFE workforce center: 718-961-2833. That line is redirected to our workforce team’s cell phones. Email is askaafe@aafe.org.
  • 亞平會勞動力中心:718-961-2833。該電話線將把諮詢電話轉到員工的手機,電子郵件為 askaafe@aafe.org

CMP (Career Mobility Partnership)

Small Business: If your business needs help in applying for Paycheck Protection Program or Economic Injury Disaster Loan, contact us at Larrymei@cmpny.org.

小商業協助:如果您的生意需要申請【工資保障計劃】或【經濟傷害災難計劃】,請聯係我們的小商業部門尋求協助:Larrymei@cmpny.org

Design Corps: Small Business Reopening Network

In response to the COVID-19 crisis, NYCxDESIGN has launched a program to connect pro bono designers and architects with restaurants to help provide design technical assistance. This directory encourages designers to self-connect with restaurants by browsing the profiles listed on the site. For additional information on the Design Corps program, please review the detailed guidelines.

Restaurants can add themselves to the website to access assistance here: https://nycxdesign.com/design-corps

If you need COVID-19-related legal assistance, the City Bar Justice Center is operating a COVID-19 Small Business Remote Legal Clinic that offers pro-bono legal consultations. Small businesses who have been impacted by the COVID-19 crisis can receive free, limited-scope legal advice on topics that include Small businesses who have been impacted by the COVID-19 crisis can receive free, limited-scope legal advice on topics that include:

  • loans & grants
  • contracts & force majeure clauses
  • employment law matters
  • real estate and commercial leasing issues
  • insurance matters

 

Grants & Loans

AAFE Emergency Small Business Relief Loan Fund
新冠病毒疫情紧急贷款基金

Renaissance has created an Emergency Small Business Relief Loan Fund to help businesses struggling to survive during the COVID-19 crisis.

AAFE / LISC NYC New York City Small Business Relief & Recovery Fund

Business relief funds can cover costs such as payroll; infrastructure upgrades for social distancing measures; overhead; staff training; and other business expenses.

Requirements for priority businesses:

  1. Revenue cap of $500,000 per year or less
  2. Minority Owned busineses
  3. Less than 20 employees
  4. Located in Lower East Side/Chinatown or Corona, Queens

Call AAFE to inquire: 212-979-8988 or email kenny_chen@aafe.org

Citizens Bank Minority-Owned Small Business Grant Program

Open to both Citizens business banking customers and other businesses who are not Citizens customers in their branch footprint. This grant will be open to businesses that are at least 51% minority-owned, operated and controlled by an individual who is Asian American, Black American, Hispanic American or Native American, in business a minimum of 1 year, with annual revenue up to $1 million.

Citizens Committee of New York City Neighborhood Business Grant

Grants of between $5,000 to $10,000 will fill gaps in funding by prioritizing businesses owned by people of color, immigrants, and women, which the New York Times and others report have weaker access to banking systems and financial support. Proposals that focus on adapting businesses to the challenges of COVID-19 (i.e. delivering orders, fulfilling online requests for products, conducting training and classes online) will also be prioritized. Grants may be made to barber shops, restaurants, food carts, vegetable stands, and other small businesses. Unlike many financial opportunities currently available to small businesses, this program will provide grants rather than loans.

Global NY Loan Fund

Open to New York State companies seeking financing to create or expand direct exports, or to serve as suppliers to larger exporters. Loans are available to purchase equipment, inventory, working capital to support foreign accounts receivable, export lines or credit, or long-term financing.

GoFundMe Small Business Relief Initiative

GoFundMe.org, the charitable and advocacy arm of GoFundMe, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund, which will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.

HEBREW FREE LOAN SOCIETY BANK LEUMI SMALL BUSINESS LOAN FUND

These loans are intended to help entrepreneurs launch or expand a small business or to assist businesses impacted by COVID-19. The loans are interest-free and require no application fee, origination fee, or collateral. Borrowers will repay these loans in equal installments over 24-36 months, and modifications will be available if needed. There is a three-month grace period before repayments begin.

Immigrant Families Fund

Immigrants may be eligible to receive a $500 grant to help cover whatever is most pressing in their lives.

Kiva Loan

Kiva is a non-profit that expands access to capital for entrepreneurs around the world – up to $15,000 at 0% interest.

LISC will use the Verizon funding to provide grants of up to $10,000 to businesses facing immediate financial pressure because of Covid-19—especially entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital.

NYC Small Business Emergency Grant Program

The NYC Small Business Emergency Grant Program provides grants of up to $10,000 to small businesses that have suffered physical damage as result of recent looting.

New York Forward Loan Fund (NYFLF)

New economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. The NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income. The NYFLF is specifically timed to support businesses and organizations as they proceed to reopen and have upfront expenses to comply with guidelines (e.g., inventory, marketing, refitting for new social distancing guidelines) under the New York Forward Plan.

Priority will be given to industries that have been reopened. This is not a first-come, first-served loan program. Applications will be reviewed on a rolling basis as regions and industries reopen.

Restaurant Revitalization Program

The program will provide restaurants with short term payroll support now, funding subsidized wages to employ displaced restaurant workers who will prepare meals (including some free) for their communities. Under the RR Program, participating restaurants will be eligible for funding up to $30,000 each, to be used to pay wages of $20/hour to subsidized employees for at least six weeks. (Decisions will be made on June 22, 2020)

The Main Street Initiative

If you have an existing brick & mortar business that has been negatively effected by the COVID-19 outbreak and you launch a capital raise on Mainvest, you may be eligible to receive a $2,000 zero-interest loan immediately. Then through your capital raise, you can receive up to $250,000 of investment from your community.

The Red Pack Fund

The Spanx by Sara Blakely Foundation donated $5 million to support female entrepreneurs in the wake of COVID-19 and teamed up with GlobalGiving to establish The Red Backpack Fund. GlobalGiving will be overseeing the fund, making at least 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by this crisis.

Unfinished Business

A new program by Hennessy that provides immediate relief and long-term support to Black, Asian, and Latinx small-business owners.

Welcome to Chinatown Longevity Fund

Welcome to Chinatown is launching The Longevity Fund, a small business relief fund that aims to fundraise $200,000 for the distribution of grants to Manhattan Chinatown’s small businesses. The Longevity Fund will distribute $5,000 grants to 40 small businesses to alleviate their overhead costs (rent, labor, insurance, utilities, etc.) with the goal of offering some reassurance and peace of mind to small business owners, allowing them to focus on COVID-19 recovery.

 

Business Listings

Daily News Free Restaurant Directory Listing

Restaurants offering takeout, drive-through or delivery services during the coronavirus crisis should fill out this form to be included in a directory that will be published in the Daily News and at NYDailyNews.com.

Dine in NYC Restaurant Takeout/Gift Card Listing

To support local business at this critical time, NYC & Co. is promoting restaurants within the five boroughs that are currently offering takeout and delivery service, as well as gift cards for purchase online.

NYC Plugged Hospitality Map & Listing

NYC Plugged has created a map and listing in support of the hospitality industry during this difficult time. The map shows current restaurants, bars, cafes, bakeries, wine shops, and delis open for delivery and/or pick-up. Also, those who are also offering gift cards/merch for purchase, Employee Fundraisers, or Frontline Worker Programs.

 

Museum of Food and Design

Resources for restaurants/restaurant workers, and patrons who want to support restaurants/restaurant workers.

 

Fundraisers

On May 30 to June 1, 2020, several businesses in the neighborhood were vandalized and looted during recent protest-related events. All funds raised will go towards the replacement of damaged glass doors and windows of the affected businesses. Any remainder funds will go towards assisting with the repair of interior damages. (Funds distributed as of 8/7/2020)

 

Business Tools

New York Forward Business Reopening Lookup Tool

The guidelines accessible via this tool apply to both non-essential businesses in regions that are permitted to re-open, and essential businesses throughout the state that were previously permitted to remain open.

COVID-19: Ad credits for Google Ads Small and Medium-sized Businesses

Small and medium sized businesses globally, who have spent with a Google Ads account in ten out of twelve months of 2019, and in January and/or February of this year. Eligible customers are those who advertised directly with us or through a partner, and adhere to our advertising policies.

Free And Discounted Tech Tools To Help You Run Your Business Remotely

Some companies are offering technology tools at a discount that may help you in running your small business and staying connected to your remote team during this time.

MainStreet ONLINE

COOP program powered by Google, pairs small business owners with COOP students, who are trained in e-commerce and supervised by an experienced strategist, to build an optimized Shopify online store for businesses for free and help them reach new customers with Google tools. Small businesses will get hands-on assistance setting up a Shopify website and free product listings on the Google shopping tab, an optimized free Business Profile on Google Search and Maps, and support building effective Smart Shopping campaigns on Google. Applications are open until October 30, 2020.

Open for Business Hub

The Open for Business Hub lists technology companies that are helping small businesses by enabling remote work throughout this period.

Stand for Small

Educational resources, network connections, offers and mentorship opportunities to help address your business needs.

Yelp – Relief for restaurants and bars impacted by the Coronavirus

Yelp extended this relief program through May 25, 2020. Primarily focused on supporting independent, local restaurant and nightlife businesses, in the form of waived advertising fees and free advertising, products, and services during this period.

 

Support of Non-Profits

Robin Hood Relief Fund

The Fund is accepting applications from organizations on a rolling basis for immediate response grants in the following priority areas:

  • Serves vulnerable populations including low-income children and families, low-wage workers, individuals and families who are homeless and immigrant communities.
  • Provides or will expand services to include emergency assistance (e.g. food, shelter, and other basic needs)
  • At risk for gaps in government contracts due to interruption of services
  • Incurred unexpected expenses (e.g. overtime pay, technology)
  • Track record with administering emergency cash grants to individuals and families

Brooklyn COVID-19 Response Fund

The Brooklyn COVID-19 Response Fund will operate in alignment with the Brooklyn Community Foundation’s racial justice lens, which prioritizes support for nonprofits that work towards racial equity, are led by members of affected communities, and center the voices of those directly impacted by structural racism in decision-making.

CFF 2020 Food Movement Support Fund

Community Food Funders (CFF) is a network of foundations in the NY-NJ-CT area that support organizations building a just food system. During this time of unprecedented crises, our members have created the CFF Food Movement Support Fund.

The Fund will support smaller organizations led by people most impacted by food injustice who are working towards systems change and within the long-term struggle for an equitable food system. Fifteen one-time emergency grants of $10,000 each will be awarded to grassroots organizations working across food justice sectors. Deadline August 31, 2020.

 

COVID-19 and Human Rights (Hate Crimes)

If you have faced harassment or discrimination in housing, at work, or in any public place, contact the NYC Commission on Human Rights by filling out the online form or by calling 311 and asking for “human rights.” If you are a victim of or witness a hate crime, call 911.

The New York State Attorney General urges those experiencing hate crimes and bias incidences to report them by emailing the Attorney General’s Civil Rights Bureau at civil.rights@ag.ny.gov, or calling 1-800-771-7755.

Locally, you may also report your incident to AAF ANTI-ASIAN BIAS REPORTING FORM created by Asian American Federation. This form is designed to help individuals in the tri-state area report how they have experienced hate and/or discrimination. This incident report form is made to track down hate crimes and civil violations, as well as physical threats and verbal assaults. All personal information will be kept confidential unless we explicitly receive permission from the individual.

Nationally, you may also report your incident to Stop AAPI Hate created by Asian Pacific Policy and Planning Council (A3PCON) and Chinese for Affirmative Action (CAA) to allow community members to report incidents of hate they have experienced. Individual information, including personal identification details, will be kept confidential and will only be shared with permission. In the aggregate, the information will be used for assistance, advocacy and education.

 

Price Gouging is ILLEGAL for ANY Item or Service Needed to Limit the Spread of COVID-19

Examples include:

  • Cleaning products
  • Diagnostic products and services
  • Disinfectants (wipes, liquids, sprays)
  • Face masks
  • Gloves
  • Hand sanitizer
  • Medicines
  • Paper towels
  • Rubbing alcohol
  • Soap
  • Tissues
Were you overcharged? If you think a store excessively increased the price of these items beginning in March, file a complaint online or call 311 and say “Overcharge.”
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