In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak.
- Paycheck Protection Program
- Economic Injury Disaster Loan
- SBA Express Bridge Loans
- SBA Debt Relief
有見及此，美國聯邦小企業部紐約辦公室（U.S. Small Business Administration New York Office，下簡稱SBA）為了能幫助小企業主們度過這次的難關，今天中午剛剛召開了線上視像會議。由經濟發展中文專員郭曼麗女士（Man-Li Lin）全程以中文講解，向所有參與的線上觀眾提供了申請貸款和援助細節。今天的視像會議除了邀請到紐約市第一選區市議員陳倩雯女士（Margaret Chin）以及紐約華埠共同發展機構及華埠商業改進區總監陳作舟先生（Wellington Chen）做客之外，還有多達80名民眾參與，反應非常積極！
- English- CARES Act Federal Stimulus Package FAQ
- Traditional Chinese- CARES 法案: 聯邦政府經濟刺激⽅案
- Simplified Chinese- CARES 法案: 联邦政府经济刺激⽅案
This page has has information about programs and assistance available to small businesses to help them navigate this crisis.
如果您有关于移民的问题，或者想知道在 COVID-19 疫情期间如何获得城市服务，请致电 212-788-7654，此热线电话周一至周五，早上 9 点至下午 5 点开通，或者您可以发送电子邮件至 AskMOIA@cityhall.nyc.gov
Resource guide with the following information: meals for children, meals for seniors, retail food stores and their delivery/benefits policies, local food pantries and soup kitchens, resources for homeless people, resources for immigrant populations and resources for people with disabilities.
- 免費餐點 (紐約市每人都可在全市眾多地點免費領取一天3餐。不需要出示身份證。)
Food Donation & Website Assistance
Heart of Dinner (formerly Table to Table NYC)
Heart of Dinner is a relief effort hub cooking hot lunchbox donations for those most vulnerable in/near the Chinatown area with a heavy focus on the homebound elderly.
Send Chinatown Love builds personal webpages for merchants to help them collect donations and sell gift cards.
Welcome to Chinatown supports local Chinatown, NY restaurants by providing a platform to generate sales through gift cards during the dining restrictions as a result of COVID-19. Welcome to Chinatown will train businesses on how to set up and maintain gift cards if they do not have an existing system.
Assistance & Counseling
Unemployment application assistance and job search (亞洲人平等會失業申請援助和求職)
- AAFE workforce center: 718-961-2833. That line is redirected to our workforce team’s cell phones. Email is email@example.com.
該電話線將把諮詢電話轉到員工的手機，電子郵件為 askaafe @aafe.org。
Small Business: If your business needs help in applying for Paycheck Protection Program or Economic Injury Disaster Loan, contact us at Larrymei@cmpny.org.
Design Corps: Small Business Reopening Network
In response to the COVID-19 crisis, NYCxDESIGN has launched a program to connect pro bono designers and architects with restaurants to help provide design technical assistance. This directory encourages designers to self-connect with restaurants by browsing the profiles listed on the site. For additional information on the Design Corps program, please review the detailed guidelines.
Restaurants can add themselves to the website to access assistance here: https://nycxdesign.com/design-corps
If you need COVID-19-related legal assistance, the City Bar Justice Center is operating a COVID-19 Small Business Remote Legal Clinic that offers pro-bono legal consultations. Small businesses who have been impacted by the COVID-19 crisis can receive free, limited-scope legal advice on topics that include Small businesses who have been impacted by the COVID-19 crisis can receive free, limited-scope legal advice on topics that include:
- loans & grants
- contracts & force majeure clauses
- employment law matters
- real estate and commercial leasing issues
- insurance matters
Grants & Loans
Grants of between $5,000 to $10,000 will fill gaps in funding by prioritizing businesses owned by people of color, immigrants, and women, which the New York Times and others report have weaker access to banking systems and financial support. Proposals that focus on adapting businesses to the challenges of COVID-19 (i.e. delivering orders, fulfilling online requests for products, conducting training and classes online) will also be prioritized. Grants may be made to barber shops, restaurants, food carts, vegetable stands, and other small businesses. Unlike many financial opportunities currently available to small businesses, this program will provide grants rather than loans.
Open to New York State companies seeking financing to create or expand direct exports, or to serve as suppliers to larger exporters. Loans are available to purchase equipment, inventory, working capital to support foreign accounts receivable, export lines or credit, or long-term financing.
GoFundMe.org, the charitable and advocacy arm of GoFundMe, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund, which will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.
These loans are intended to help entrepreneurs launch or expand a small business or to assist businesses impacted by COVID-19. The loans are interest-free and require no application fee, origination fee, or collateral. Borrowers will repay these loans in equal installments over 24-36 months, and modifications will be available if needed. There is a three-month grace period before repayments begin.
Immigrants may be eligible to receive a $500 grant to help cover whatever is most pressing in their lives.
Kiva is a non-profit that expands access to capital for entrepreneurs around the world – up to $15,000 at 0% interest.
The NYC LMI Storefront Loan is an interest-free loan up to $100,000 to help storefront businesses located in low-to-moderate income (LMI) areas of New York City restart or continue operations after experiencing challenges from COVID-19. The NYC Department of Small Business Services is partnering with Pursuit to service these loans.
Note: The application will be available beginning Monday, November 30th at 10:00am.
Who Can Apply?
- Operate in one of these eligible ZIP codes
- Employ between 2-99 employees in total across all locations
- Have been in operation since January 1, 2018, or before
- Be cash flow positive in 2019 and be able to demonstrate the ability to repay
- Have no personal or business tax liens or legal judgements within the past three years
- Provide a personal guarantee for the loan. All owners of 20% or more of the business must co-sign on the loan and must have an average personal credit score of 625 or higher.
NYC LMI店面貸款是一項高達100,000美元的無息貸款，旨在幫助位於紐約市中低收入（LMI）地區的店面企業在經歷C OVID -19挑戰後重啟或繼續運營。紐約市小企業服務部正在與Pursuit合作為這些貸款提供服務。
New economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. The NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income. The NYFLF is specifically timed to support businesses and organizations as they proceed to reopen and have upfront expenses to comply with guidelines (e.g., inventory, marketing, refitting for new social distancing guidelines) under the New York Forward Plan.
Priority will be given to industries that have been reopened. This is not a first-come, first-served loan program. Applications will be reviewed on a rolling basis as regions and industries reopen.
新的經濟復甦貸款計劃旨在為紐約州的小型企業，非營利組織和小型業主提供支持，因為它們在COVID-19爆發和NYS暫停後重新開放。 NYFLF的目標是該州的小型企業，該企業的全職當量（FTE）僱員少於20人（佔所有企業的90％），非營利組織和租金收入損失的小型房東。 NYFLF的具體時機是為企業和組織著手重新開放提供支持，並為其支付前期費用以遵守《紐約前瞻計劃》下的指南（例如，庫存，行銷，調整新的社會隔離指南）。 重新開放的產業將被優先考慮。 這不是先來先服務的貸款計劃。 隨著地區和行業的重新開放，將對申請進行滾動審核。
In an effort to support small businesses during the COVID-19 pandemic, the Raising the NYS Bar Restaurant Recovery Fund offers approximately $3 million in reimbursement grants for up to $5,000 to eligible businesses. The program is intended to support full-service restaurants – the industry hit hardest by the pandemic – during the winter months when outdoor dining is limited and as restaurants adjust to New York State’s COVID-19 safety restrictions and new mandates.
The Raising the NYS Bar Restaurant Recovery Fund is a partnership between New York State, Diageo Wine & Spirits, Southern Glazer Wines & Spirits and The National Development Council (NDC). Grant funding will be managed by The National Development Council (NDC).
Restaurants can apply to the Rising the NYS Bar Restaurant Recovery Fund starting Monday, January 11, 2021.
If you have an existing brick & mortar business that has been negatively effected by the COVID-19 outbreak and you launch a capital raise on Mainvest, you may be eligible to receive a $2,000 zero-interest loan immediately. Then through your capital raise, you can receive up to $250,000 of investment from your community.
A program by Hennessy that provides immediate relief and long-term support to Black, Asian, and Latinx small-business owners. The second round of application will open November 17 at 12:01am EST.
Welcome to Chinatown is launching The Longevity Fund, a small business relief fund that aims to fundraise $200,000 for the distribution of grants to Manhattan Chinatown’s small businesses. The Longevity Fund will distribute $5,000 grants to 40 small businesses to alleviate their overhead costs (rent, labor, insurance, utilities, etc.) with the goal of offering some reassurance and peace of mind to small business owners, allowing them to focus on COVID-19 recovery.
To support local business at this critical time, NYC & Co. is promoting restaurants within the five boroughs that are currently offering takeout and delivery service, as well as gift cards for purchase online.
NYC Plugged has created a map and listing in support of the hospitality industry during this difficult time. The map shows current restaurants, bars, cafes, bakeries, wine shops, and delis open for delivery and/or pick-up. Also, those who are also offering gift cards/merch for purchase, Employee Fundraisers, or Frontline Worker Programs.
On May 30 to June 1, 2020, several businesses in the neighborhood were vandalized and looted during recent protest-related events. All funds raised will go towards the replacement of damaged glass doors and windows of the affected businesses. Any remainder funds will go towards assisting with the repair of interior damages. (Funds distributed as of 8/7/2020)
- Heart of Dinner – Meals for Vulnerable Population/Seniors
- Little Italy Merchants Association – Assist Little Italy Businesses
- Send Chinatown Love – Create Websites for Businesses
- Welcome to Chinatown – Grants for Small Businesses
Small and medium sized businesses globally, who have spent with a Google Ads account in ten out of twelve months of 2019, and in January and/or February of this year. Eligible customers are those who advertised directly with us or through a partner, and adhere to our advertising policies.
Some companies are offering technology tools at a discount that may help you in running your small business and staying connected to your remote team during this time.
Resources for restaurants/restaurant workers, and patrons who want to support restaurants/restaurant workers.
The Open for Business Hub lists technology companies that are helping small businesses by enabling remote work throughout this period.
Educational resources, network connections, offers and mentorship opportunities to help address your business needs.
Support of Non-Profits
The Fund is accepting applications from organizations on a rolling basis for immediate response grants in the following priority areas:
- Serves vulnerable populations including low-income children and families, low-wage workers, individuals and families who are homeless and immigrant communities.
- Provides or will expand services to include emergency assistance (e.g. food, shelter, and other basic needs)
- At risk for gaps in government contracts due to interruption of services
- Incurred unexpected expenses (e.g. overtime pay, technology)
- Track record with administering emergency cash grants to individuals and families
COVID-19 and Human Rights (Hate Crimes)
If you have faced harassment or discrimination in housing, at work, or in any public place, contact the NYC Commission on Human Rights by filling out the online form or by calling 311 and asking for “human rights.” If you are a victim of or witness a hate crime, call 911.
The New York State Attorney General urges those experiencing hate crimes and bias incidences to report them by emailing the Attorney General’s Civil Rights Bureau at firstname.lastname@example.org, or calling 1-800-771-7755.
Locally, you may also report your incident to AAF ANTI-ASIAN BIAS REPORTING FORM created by Asian American Federation. This form is designed to help individuals in the tri-state area report how they have experienced hate and/or discrimination. This incident report form is made to track down hate crimes and civil violations, as well as physical threats and verbal assaults. All personal information will be kept confidential unless we explicitly receive permission from the individual.
Nationally, you may also report your incident to Stop AAPI Hate created by Asian Pacific Policy and Planning Council (A3PCON) and Chinese for Affirmative Action (CAA) to allow community members to report incidents of hate they have experienced. Individual information, including personal identification details, will be kept confidential and will only be shared with permission. In the aggregate, the information will be used for assistance, advocacy and education.
Price Gouging is ILLEGAL for ANY Item or Service Needed to Limit the Spread of COVID-19
- Cleaning products
- Diagnostic products and services
- Disinfectants (wipes, liquids, sprays)
- Face masks
- Hand sanitizer
- Paper towels
- Rubbing alcohol